Car Accidents

The Bison Law Firm

Auto Accident Lawyers | Texas & Louisiana

BISON LAW, P.L.L.C.

At Bison Law, P.L.L.C., we understand how devastating a serious auto accident can be. In an instant, lives are changed—victims may face catastrophic injuries, overwhelming medical bills, lost income, or the wrongful death of a loved one. Families are left not only with grief and pain but also with financial and legal battles they never expected.

With offices in Texas and Louisiana, we represent accident victims across both states, and through our national network, we can litigate cases beyond. Our attorneys combine decades of courtroom experience, compassion for families, and an aggressive approach against insurance companies and negligent drivers.

Our cases have been featured on NBC, CBS, FOX, CNN, ABC, and ESPN, underscoring our reputation in high-profile litigation.

Common Auto Accident Injuries

We represent victims suffering from:

Back & neck injuries
Herniated or bulging discs
Ligament tears & sprains
Nerve injuries & paralysis
Traumatic brain injuries (TBI)
Broken bones & crush injuries
Seatbelt & airbag injuries
Wrongful death

Types of Auto Accident Cases We Handle

We pursue justice for clients injured or killed in all types of accidents, including:

Distracted Driving Accidents – texting, cell phone use, GPS distractions.
Drunk & Drugged Driving – DUI/DWI-related crashes.
Reckless Driving – speeding, tailgating, running red lights.
Uninsured & Underinsured Motorist Collisions.
Pedestrian & Bicycle Accidents – often catastrophic or fatal.
Vehicle & Equipment Defects:
- Brake failures
- Tire blowouts & defects
- Airbag failures
- Seatbelt & seat back failures
- Child car seat defects
Roadway & Highway Defects – poor design, inadequate signage, potholes, or construction hazards.

Texas Auto Accident Law

At Bison Law, we investigate every layer of negligence. Frequent causes include:

Fault & Comparative Negligence in Texas

Texas follows a modified comparative fault system (51% bar rule).

Victims may recover damages if they are 50% or less at fault.
If 51% or more at fault, recovery is barred.
(Tex. Civ. Prac. & Rem. Code § 33.001)

Uninsured / Underinsured Motorist (UM/UIM) in Texas

UM/UIM applies when the at-fault driver has no insurance or inadequate coverage.
Exhaustion Rule: You must first recover (exhaust) the at-fault driver’s liability policy before your UM/UIM coverage applies.
UM/UIM may cover medical expenses, lost wages, pain and suffering, and funeral costs.

Statute of Limitations in Texas

Victims generally have two years from the date of the accident to file suit. (Tex. Civ. Prac. & Rem. Code § 16.003)

Louisiana Auto Accident Law

Comparative Fault – Major Change in 2026

Louisiana’s fault system is changing:

Before Jan 1, 2026 (Pure Comparative Fault): Victims can recover damages even if mostly at fault, reduced by their percentage of fault (e.g., 80% at fault = 20% recovery).
On or After Jan 1, 2026 (Modified Comparative Fault, 51% Bar): If a victim is 51% or more at fault, they are barred from recovery.

This change comes from House Bill 431 (2025), signed by Governor Jeff Landry, amending La. Civ. Code Art. 2323.

Important: If your accident occurred before Jan 1, 2026, the pure comparative fault rule still applies—even if your case is filed later.

Louisiana’s “No Pay, No Play” Law

Louisiana limits recovery for uninsured drivers.

Before Aug 1, 2025: Uninsured drivers cannot recover the first $15,000 in bodily injury damages or $25,000 in property damages.
On or After Aug 1, 2025: These limits rise to $100,000 in bodily injury damages and $100,000 in property damages.

Exceptions – Full recovery is still allowed if:

The at-fault driver was drunk or drug-impaired.
The at-fault driver intentionally caused the accident.
The at-fault driver was committing a felony.
The uninsured vehicle was legally parked.
The accident involved a hit-and-run driver.

UM/UIM in Louisiana

UM/UIM is included in every policy unless rejected in writing.
Exhaustion Rule: The at-fault driver’s liability policy must be fully exhausted before UM/UIM applies.
UM/UIM provides compensation for medical bills, lost wages, pain and suffering, and wrongful death damages.

Prescriptive Period (Statute of Limitations) in Louisiana – Changed in 2024

Louisiana has long been known for having the shortest filing deadline in the nation. That changed in 2024:

Before July 1, 2024: Accident victims had 1 year to file suit. (La. Civ. Code Art. 3492)
On or After July 1, 2024: Thanks to Act 423 (HB 315, 2024 Legislature), victims now have 2 years to file most tort actions, including auto accidents.
Prospective Only: Accidents before July 1, 2024 are still subject to the old 1-year limit.

Example

Accident on June 30, 2024 — 1-year deadline applies.
Accident on July 2, 2024 — 2-year deadline applies.

Medical Treatment & Letters of Protection (LOP)

If you don’t have health insurance, we can connect you with doctors who treat you under a Letter of Protection (LOP)—an agreement that allows you to get medical care now, with payment deferred until your settlement or verdict. This ensures you get the care you need without financial stress.

Why Hire an Auto Accident Lawyer?

Insurance companies aggressively defend auto accident claims. They delay, deny, and minimize payouts. At Bison Law, we:

Investigate crashes & preserve evidence.
Handle all insurer communications.
Prove negligence & damages with experts.
Negotiate for maximum compensation.
Litigate cases when insurers refuse fairness.

Fact: According to the Insurance Research Council, victims represented by attorneys recover 3.5x more than those without one.

What To Do After an Auto Accident

Call 911 and seek immediate medical care.
Collect evidence: photos, witness info, insurance details.
Request a police crash report.
Write down everything you remember while fresh.
Do not speak with insurance adjusters—refer them to your lawyer.
Contact Bison Law to protect your rights.

FAQs – Texas & Louisiana Auto Accidents

What if I was partially at fault?

Texas: You may recover if 50% or less at fault. At 51% or more, you cannot recover.
Louisiana:

Before Jan 1, 2026 — pure comparative fault (reduced recovery allowed even if mostly at fault).
On or after Jan 1, 2026 — modified comparative fault (51% bar).

What if the other driver had no insurance?

Texas: Must exhaust at-fault driver’s policy before using UM/UIM.
Louisiana: Same rule—at-fault policy must be exhausted before UM/UIM applies. “No Pay, No Play” may also limit recovery if you were uninsured.

How long do I have to file?

Texas: 2 years.
Louisiana:

Accident before July 1, 2024 → 1 year.
Accident on or after July 1, 2024 → 2 years.

How much does it cost to hire Bison Law?

Nothing upfront. We work on a contingency fee basis—you pay nothing unless we win.

Contact Bison Law Today

If you or a loved one has been injured in a car accident in Texas or Louisiana, you need experienced attorneys who know the law and fight tirelessly for your recovery. At Bison Law, P.L.L.C., we bring courtroom strength, compassion, and dedication to every case.

Call Bison Law today for a free consultation.

We proudly represent motorcycle accident victims across Texas and Louisiana.